Understanding Medicare

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3 Way to Qualify for Medicare

1) AGE IN (Turn 65)

*  You are a U.S citizen, or permanent legal resident

*  You or your spouse worked and paid taxes for 10 years

2)DISABILITY--you have been entitled to Social Security for at least 24 months

3) QUALIFYING ILLNESS

*  Lou Gehrig's disease

*  End stage of Renal Disease (ERSD)

WHAT IT COVERS

* Inpatient Hospital Care

*  In Patient Mental Health Care

*  Skilled Nursing Services

* Hospice Care

* Some Blood Transfusions

COVERAGE FACTS

* You can't be turned down because of medical history

*  You can see any provider in the U.S. that accepts Medicare

WHAT IT COVERS

*  Physicians Services

*  Outpatient Hospital Services

*  Ambulance

*  Outpatient Mental Health

*  Laboratory Services

*  Durable Medical Equipment (wheelchairs, oxygen, etc.)

*  Some Preventive Care

COVERAGE FACTS

*  You can't be turned down because of your medical history

*  You can see any provider in the U.S. that accepts Medicare

Parts A&B do not cover Prescription drugs (Part D)

*  Parts A & B cover 80% of your medical costs.  Part C covers the 20% that Parts A & B don't cover

*  I may also cover routine health care that are not covered by A&B

*It may cover  Vision, Hearing and Dental

*These plans also cover the 20% that A&B don't.

*  These plans only cover what is covered by A&B

*They do not cover Prescription drugs (part D)

*Prescription drugs are not covered with Parts A & B and Supplement Plans.

* It is then necessary to purchase a part D plan.

*  Some advantage plans offer prescription drug coverage.